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Most Popular Policies of IFFCO Tokio

  • IFFCO Tokio Car Insurance Plan
    This car insurance plan offers comprehensive protection to the vehicles from accidental damage.
    Key features of Car Insurance policy
    • On road protection coverage is available
    • Availability of Tokio’s value auto coverage
    • Free inspection available at doorstep
    • 12 additional benefit available
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  • IFFCO Tokio Swasthya Kavach Family Health Plan
    This family health cover offers protection against treatment expenses of family members.
    Key features of Swasthya Kavach Family Health Plan
    • Claims are settled by in-house team
    • Co-pay not applicable and full claim is paid without deduction
    • Special discount for those who avail either IFFCO Tokio group policy or IFFCO Tokio Motor Two Wheeler policy
    • Coverage of 10 critical illnesses available in critical illness extension cover
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  • IFFCO Tokio Critical Illness Policy
    The policy offers lump sum benefit in if policyholders are diagnosed with any of the pre-specified critical ailments.
    Key features of Critical Illness Policy
    • Coverage available for 6 critical illnesses
    • Coverage available for more than 1 policyholder and his legal heirs
    • Reimbursement of hospitalization expenses on diagnosis of critical illnesses
    • Coverage available for cerebral stroke, cancer, renal failure and organ transplant expenses
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  • IFFCO Tokio Individual Medishield Policy
    This individual health insurance policy covers hospitalization expenses of policyholders.
    Key features of Individual Medishield Policy
    • Availability of optional Critical Illness Extension cover
    • Coverage available for Ayurvedic and Homeopathic treatments
    • co-pay not applicable
    • Domiciliary hospitalization expenses are covered
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IFFCO Tokio Two wheeler Insurance

Our vehicles are not only mode of locomotion from one place to another but work as a very important part of our daily schedule without which it isn’t possible to perform any work in todays world. Now, 70% of India’s population belong to middle class category that usual prefer two wheeler as most comfortable and affordable vehicle option. People can’t overlook the prominence of vehicle in life and this reckless poignant traffic and arbitrarily occurring coincidences makes it essential to get your vehicle insured with a beneficial policy. This policy will help you out in times of financial crisis or to get quick pay for damage occurring to your vehicle. One such very effectual two-wheeler vehicle insurance policy is IFFCO Tokio Two wheeler Insurance that understands your situation at time of crisis and provides you most suitable benefits for any such accidental situation with your vehicle. In this section we will let you know the benefits offered by IFFCO Tokio for the protection of two-wheeler vehicle.


1. The policy offers reimbursement for loss or damage to motor vehicle for conditions like fire explosion, strike & riot, theft, natural calamities, Malicious Act, unlawful incidence, land slide and rock slide
2. There is deduction in depreciation of insurance at the following rates described below

Rubber/nylon/plastic/battery damages of vehicle 50% of the basic SI
All glass parts of vehicle Nil
All other parts is according to age of vehicle

Up to 6 months

Between 6m to 1yr

Between 1yrs to 2yrs

Between 2yrs to 3yrs

Between 3yrs to 4yrs

Between 4yrs to 5yrs

Between 5yrs to 6yrs

Over 10yrs









3. Company offers liability for third party accident or damage in case of death or bodily injury to any person that was involved in accident.
4. Policy provides payment for damage to property in accident that does not belongs to the insured person.
5. All the written consent of insured person are payable by policy
6. Considering the driver as insurer observes is involved in policy reimbursement conditions.


The below described is the list of situations not included in policy

Exclusions Coverage
Any loss or damage outside the determined geographical area of policy Not-covered
Any claim against the contractual accountability Not-covered
Exclusion in condition when vehicle is used against the usage limitations of policy Not-covered
Vehicle driven by person other then driver as per clause of policy Not-covered
Any damages caused due to reasons like ionization, radiation, radioactivity or any other nuclear hazard Not-covered
Any loss due to nuclear weapon instruments Not-covered
Any loss due to civil war, mutiny, rebellion, military or power or any other war condition Not-covered


The endorsement mentioned below forms the part of policy
IMT-1 Extra accidental damage
IMT3- Fire and/or Theft Risks only not applicable to motor trade policies
IMT10- Hire acquisition
IMT 11- Lease Contract
IMT 21- Exclusion of revolt and terrorism
IMT 22- Exclusion of Earthquake
IMT 23- Exclusion of natural calamities
IMT 24- Replacement of parts
IMT 30- Loss of Fixtures
IMT 31- Discount for membership of recognized automobile associations
IMT 55- Vehicle subject to hypothecation agreement
IMT 70- limitation growth of property damage liability
IMT 71- Personal accident cover to drivers
IMT 75- Applicable to private cars and scooters only