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Most Popular Policies of IFFCO Tokio

  • IFFCO Tokio Car Insurance Plan
    This car insurance plan offers comprehensive protection to the vehicles from accidental damage.
    Key features of Car Insurance policy
    • On road protection coverage is available
    • Availability of Tokio’s value auto coverage
    • Free inspection available at doorstep
    • 12 additional benefit available
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  • IFFCO Tokio Swasthya Kavach Family Health Plan
    This family health cover offers protection against treatment expenses of family members.
    Key features of Swasthya Kavach Family Health Plan
    • Claims are settled by in-house team
    • Co-pay not applicable and full claim is paid without deduction
    • Special discount for those who avail either IFFCO Tokio group policy or IFFCO Tokio Motor Two Wheeler policy
    • Coverage of 10 critical illnesses available in critical illness extension cover
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  • IFFCO Tokio Critical Illness Policy
    The policy offers lump sum benefit in if policyholders are diagnosed with any of the pre-specified critical ailments.
    Key features of Critical Illness Policy
    • Coverage available for 6 critical illnesses
    • Coverage available for more than 1 policyholder and his legal heirs
    • Reimbursement of hospitalization expenses on diagnosis of critical illnesses
    • Coverage available for cerebral stroke, cancer, renal failure and organ transplant expenses
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  • IFFCO Tokio Individual Medishield Policy
    This individual health insurance policy covers hospitalization expenses of policyholders.
    Key features of Individual Medishield Policy
    • Availability of optional Critical Illness Extension cover
    • Coverage available for Ayurvedic and Homeopathic treatments
    • co-pay not applicable
    • Domiciliary hospitalization expenses are covered
    Buy now

About Iffco Tokio Car Insurance

ifco_tokio_logoIFFCO Tokio car insurance plan provides complete protection to motor vehicles against damages due to accidents.

Coverage of IFFCO Tokio Motor Insurance Policy

• Damage of insured vehicle, due to explosion, fire and self-ignition and various natural calamities
• Damage of insured vehicle due to man-made disasters like strike, theft, riot
• Damage of insured vehicle in transit
• Third party legal liability for death, injury and property damage
• Death and various types of permanent disabilities of individual owner-driver’s personal accident
• Reimbursement of protection, redelivery, removal and towing expenses to a maximum of Rs.1, 500 in the consequence of accident

Extension coverage of IFFCO Tokio Motor Insurance Policy

• Coverage against damage of non-electrical or electrical accessories and LPG or CNG fuel kit
• Accidental coverage is available for unnamed passengers
• Wider liability coverage for conductor or driver
• Coverage against insured vehicle’s rally participation

Benefits of IFFCO Tokio Motor Insurance Policy

Instant issuance of digitally signed policy document is available online, in company offices and in POS centers
Doorstep arrangements for new policy or renewal
Free arrangements for inspection, in case of lapse in insurance
Availability of more than 2,000 network garages/workshops for cashless claim
Immediate attention to claims by in-house Surveyors
Lowest claim settlement TAT by using online e-survey claims module
24×7 claim related support is available through call center
Availability of unique emergency assistance through ’On Road Protector Coverage’ along with the policy
Availability of additional benefits through ‘Value Auto Coverage’ along with the policy

Sum Insured and Premium of IFFCO Tokio Motor Insurance Policy

The sum insured is the Insured’s Declared Value for all vehicles. This is worked out in terms of the selling price which includes the cost of accessories and by deducting depreciation as per the age of the vehicle.

The premium of the Policy comprises of two parts. Premium for liability is fixed and varies on vehicle c.c. Premium of own damage premium depends on age, zone, model and the likes. Additional premium is due for extended coverage.

Discounts on premium of IFFCO Tokio Motor Insurance Policy

• Membership in Automobile Association membership.
• Installation of Anti-theft device
• No Claim Bonus (NCB)
• Higher Voluntary deductibles

Exclusions of IFFCO Tokio Motor Insurance Policy

• Any consequential loss
• Any contractual liability
• Electrical breakdown, Mechanical breakdown, wear and tear, depreciation,
• If Cars are not being used according to its usage limitations
• If the car is driven without valid license
• If the car is driven under intoxicating substances’ influence
• Damage caused by depreciation of the value of the car
• Damages caused by nuclear risks or war
• Tyre or tube damage if the vehicle is not damaged
• Accessories loss due to theft if the vehicle is not stolen concurrently